# How to Lend
To use the function, including the following steps:
**Step 1**
* In the vertical navigation bar, click the “DeFi” tab.
* Then click the ”Lending” tab to access the function. 
**Step 2**
* The user provides some of the following information:
* (1) Select an asset to lend.
* (2) Select a reward plan.
* (3) Enter the amount you want to lend.
* Click “View project information” to view details.
**Step 3**
* The system checks the input value. If it is valid (assets must be sufficient for lending, transaction fees, and lending fees), the “Confirm” button is enabled.
* Click on the “Confirm” button 🡪 Redirect to the “Lending Donation” screen.
At the Lending Donation screen, users will donate part of the interest received after the reward lending has been completed.
**Step 4**
* Select donation plan
* Choose a donation amount: 30%, 40%, or 50%.
* Or enter the specific value you want to donate.
* Or no donation.
**Step 5**
* Select a charity that you would like to donate to:
* Any Charity (the FRUITS organization will make a donation to any region).
* Or select a region where the FRUITS organization is calling for donations.
**Step 6**
* The system checks the input value.
* If it is valid (must select the donate plan), the ‘Confirm’ button is enabled.
* Click on the “Confirm” button 🡪 Display the “Confirm Lending Plan” popup.
At the Confirm Lending Plan, display the following information:
* the Amount: the amount of staked user coins.
* Project Name.
* Lending Plan (Lock Time): A lending plan that the user has registered for lending.
* APR: the interest that users receive after the "lending" is completed.
* Donation Amount: Donation level after reward staking is completed.
* Lending Fee: Fee for Lending.
* Selected Charity: A donation amount will be sent to a region. 
**Step 7**
* Enter PIN code.
**Step 8**
* The system checks that the input value is valid 🡪 The "Submit” button is enabled.
* Click on the “Submit” button 🡪 Redirect to the Information Lending screen that the user has selected to apply.
