How to Lend

To use the function, including the following steps:

Step 1

  • In the vertical navigation bar, click the “DeFi” tab.

Step 2

  • The user provides some of the following information:

    • (1) Select an asset to lend.

    • (2) Select a reward plan.

    • (3) Enter the amount you want to lend.

  • Click “View project information” to view details.

Step 3

  • The system checks the input value. If it is valid (assets must be sufficient for lending, transaction fees, and lending fees), the “Confirm” button is enabled.

  • Click on the “Confirm” button 🡪 Redirect to the “Lending Donation” screen.

At the Lending Donation screen, users will donate part of the interest received after the reward lending has been completed.

Step 4

  • Select donation plan

    • Choose a donation amount: 30%, 40%, or 50%.

    • Or enter the specific value you want to donate.

    • Or no donation.

Step 5

  • Select a charity that you would like to donate to:

    • Any Charity (the FRUITS organization will make a donation to any region).

    • Or select a region where the FRUITS organization is calling for donations.

Step 6

  • The system checks the input value.

  • If it is valid (must select the donate plan), the ‘Confirm’ button is enabled.

  • Click on the “Confirm” button 🡪 Display the “Confirm Lending Plan” popup.

At the Confirm Lending Plan, display the following information:

  • the Amount: the amount of staked user coins.

  • Project Name.

  • Lending Plan (Lock Time): A lending plan that the user has registered for lending.

  • APR: the interest that users receive after the "lending" is completed.

  • Donation Amount: Donation level after reward staking is completed.

  • Lending Fee: Fee for Lending.

Step 7

  • Enter PIN code.

Step 8

  • The system checks that the input value is valid 🡪 The "Submit” button is enabled.

  • Click on the “Submit” button 🡪 Redirect to the Information Lending screen that the user has selected to apply.

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